Southwest Rapid Rewards Priority
The frequent-flyer pick — highest annual fee of the personal cards, offset by travel credits and upgraded boardings.
Current welcome offer: [X points] after spending [$Y] in the first 3 months.
Offer accurate as of [date] — confirm current terms with Chase.
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At a glance
| Annual fee | $149 |
| Points on Southwest purchases | 3x |
| Points on everything else | 2x |
| Companion Pass qualifying boost | 10,000 pts/year while card is open |
| Anniversary points | 7,500 |
Who this card fits
This card tends to make sense for someone who flies Southwest often enough to use an annual travel credit and values upgraded boardings and a bigger anniversary drop.
How the bonus moves your Companion Pass timeline
If you're chasing the Companion Pass, this card's welcome bonus plus the 10,000-point cardholder boost gets you to [X] of the 135,000-point threshold before any everyday spend counts.
Run it yourself in the Companion Pass Calculator →What to watch for
- Chase's 5/24 rule — this counts as one Chase application
- The annual travel credit only pencils out if you'd spend it anyway
Bottom line
The most points-dense of the personal cards, but only clearly worth the fee if you're already flying Southwest regularly.
Card terms set by the issuer and subject to change. See our full disclosure for how this page is monetized.
Pre-filled for the Southwest Rapid Rewards Priority
Route to the Companion Pass
135,000 qualifying points, one calendar year, one companion who flies almost free.
Estimate only. The cardholder boost (10,000 qualifying points per open card) and the 135,000-point threshold reflect current published Southwest terms — confirm both directly with Southwest before relying on this for a real plan, since program terms can change. This also assumes your monthly spend starts earning right away; some welcome bonuses post only after you clear the spend requirement, which can push your date back.