Two for Taxes

Southwest Rapid Rewards Plus

The entry point — for someone who flies Southwest occasionally and wants points without a big annual fee.

Current welcome offer: [X points] after spending [$Y] in the first 3 months.

Offer accurate as of [date] — confirm current terms with Chase.

Apply via our link →

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At a glance

Annual fee$69
Points on Southwest purchases2x
Points on everything else1x
Companion Pass qualifying boost10,000 pts/year while card is open
Anniversary points3,000

Who this card fits

This card tends to make sense for someone who flies Southwest a few times a year and wants a low-fee way to start earning qualifying points.

How the bonus moves your Companion Pass timeline

If you're chasing the Companion Pass, this card's welcome bonus plus the 10,000-point cardholder boost gets you to [X] of the 135,000-point threshold before any everyday spend counts.

Run it yourself in the Companion Pass Calculator →

What to watch for

  • Chase's 5/24 rule — this counts as one Chase application
  • Lower everyday earn rate than the Premier or Priority cards

Bottom line

A reasonable low-cost starting point, but the smallest welcome bonus of the four cards. Better as a second card than the one you build a Companion Pass push around.

Card terms set by the issuer and subject to change. See our full disclosure for how this page is monetized.

Pre-filled for the Southwest Rapid Rewards Plus

Companion Pass progress estimator

Route to the Companion Pass

135,000 qualifying points, one calendar year, one companion who flies almost free.

Estimate only. The cardholder boost (10,000 qualifying points per open card) and the 135,000-point threshold reflect current published Southwest terms — confirm both directly with Southwest before relying on this for a real plan, since program terms can change. This also assumes your monthly spend starts earning right away; some welcome bonuses post only after you clear the spend requirement, which can push your date back.

Qualifying points10,000of 135,000 needed
Estimated pass earnedDecember +5y~63 months of card spend
Valid through Dec 31 next year